Join the Aguinaldo Challenge
Earn Parols as you use UniFi. Every Parol is a chance to win holiday cash prizes up to ₱100,000 (~ $1,700).
Prizes you can win
Every Parol you earn is an entry to win cash prizes in our Aguinaldo Challenge. The more Parols you have, the higher your chances of winning!
Grand Prize
₱100,000 ~$1,700 USD
1 winner
Minor Prizes
₱1,000 ~$17 USD
100 winners
Weekly Bonus Panalo
₱500 weekly cash prizes
Winners every week
How the Aguinaldo Challenge works
Every Parol you earn is an entry to win.
Step 1
Use UniFi
Send remittances, use your debit card, make P2P transfers, refer friends, or send Digital Aguinaldo.
Step 2
Earn Parols
Every qualifying action automatically earns you Parols.
Step 3
Win Holiday Prizes
Each Parol = 1 entry in our prize draws.
Ways to earn Parols
Earn once
Open a UniFi account
Fund your account
(min $20 / ₱1,000)
Earn every time
Send a remittance
(min $20 / ₱1,000)
UniFi debit card purchase
(min $20 / ₱1,000)
P2P transfer
(min $20 / ₱1,000)
Refer a friend
(min $20 / ₱1,000)
Send a Digital Aguinaldo
(min $20 / ₱1,000)
The Heart of the Holidays
Digital Aguinaldo
A modern way to send love, tradition, and support – wrapped in something personal.
For many Filipino families, Christmas isn't complete without Aguinaldo: the tradition of sharing blessings with the people you care about most. But when you're far from home, sending that feeling can be hard.
With UniFi's Digital Envelopes, you can send money in a way that feels like a real gift.
Choose a beautifully designed digital envelope, add a personal message, and your loved one receives it instantly by email or SMS, complete with your note and your support.
It's the warmth of Aguinaldo, reimagined for today. A small moment that says, "I'm thinking of you," no matter where you are in the world.
Track your progress in the UniFi app
Open the UniFi app and go to: Achievements → Aguinaldo Challenge
See:
- Your total Parols
- What you earned and how
- Your progress over time
- Prize draw info
Start earning Parols today
Winners will be announced weekly until the new year. Start today to maximize your chances of winning up to $1,700.