What is UniFi?

UniFi is a financial app that helps you send, spend, and receive money across borders. Whether you're supporting family abroad, receiving payments as a freelancer, or managing money with a partner in another country, UniFi makes it simple.

Key features

UniFi provides a complete set of financial tools designed for people who live international lives:

  • Accounts — Open U.S. accounts with real account and routing numbers, plus USDC and multi-currency support including MXN, EUR, and more.
  • Shared Accounts — Share accounts with family or friends, with customizable permissions.
  • Send Money — Send money to the Philippines, Mexico, and Europe with no fees and real mid-market rates with no markup
  • UniFi Card — Spend from your UniFi account instantly with a virtual Visa prepaid debit card you can add to Apple Pay or Google Pay.
  • USDC — Send and receive USDC stablecoins seamlessly.
  • Rewards — Earn up to 3% annually on your balance with no minimums or lockups.

Who is UniFi for?

UniFi is built for people whose money crosses borders:

  • Families separated by distance — Support loved ones abroad with fast, low-cost transfers
  • Freelancers and remote workers — Get paid in USD from clients anywhere in the world
  • Immigrants and expats — Manage money in the U.S. and abroad
  • Couples and families — Share accounts across borders with granular permissions

How it works

  1. Download the app — Available on iOS, Android, and web at app.unifi.co
  2. Create your account — Sign up in minutes with just your phone or computer
  3. Add money — Link an existing bank account or debit card, or receive funds directly
  4. Start using UniFi — Send money, create shared accounts, earn rewards, spend with your UniFi Card and more

UniFi is a financial technology company, not a bank. Banking services are provided by our partner banks.


Getting help

If you have questions or need assistance, you can reach us through the app or at [email protected].