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USDC

Every UniFi account includes a USDC address, giving you a fast, simple way to send and receive digital dollars. USDC payments arrive instantly and appear directly in your USD balance.

USDC is completely optional. You don't need to know anything about crypto to use UniFi—but if you or your clients prefer USDC, it's built right in.

What is USDC?

USDC (USD Coin) is a digital version of the U.S. dollar that moves instantly on modern payment networks. It's fully backed 1:1 by U.S. dollars, so 1 USDC always equals 1 USD.

When someone sends USDC to your UniFi address, it's automatically added to your USD balance—just like a regular payment.

Receiving USDC

Every UniFi account has its own USDC deposit address. To receive a payment:

  1. Open the UniFi app
  2. Tap on your account
  3. Tap Account Details
  4. Switch to the USDC tab
  5. Share your QR code or USDC address with the sender

Your sender can send USDC from any major wallet or exchange—including Coinbase, Kraken, or Binance—and the funds appear in your account within seconds.

Sending USDC

You can also send USDC from your UniFi account to any external wallet:

  1. From the dashboard, tap Move money
  2. Choose Send money to someone else
  3. Select Send to crypto wallet
  4. Enter the recipient's USDC address
  5. Enter the amount and confirm

A 1.5% fee applies when sending USDC to an external wallet.

Why use USDC?

  • Instant settlement — Payments arrive in seconds, not days
  • Low-cost transfers — Skip wire costs and intermediaries
  • Global reach — Works from anywhere in the world
  • Simple UX — Automatically appears in your USD balance

Common use cases

Freelancers and remote workers

Get paid faster by international clients. Share your USDC address and receive USD instantly—no waiting for international wires or dealing with currency conversion.

Receiving payments from crypto-native companies

Many Web3 and tech companies pay contractors in USDC. With UniFi, those payments go directly into your spending account.

Moving money between wallets

If you hold USDC in another wallet or exchange, you can easily consolidate funds into your UniFi account.

Once the funds arrive

After USDC lands in your UniFi account, you can:

  • Send money to the Philippines, Mexico, or Europe
  • Spend with your UniFi Card (works with Apple Pay and Google Pay)
  • Save and earn up to 3% rewards on your balance

No extra steps. No separate wallet. Just fast, modern money.

Related features

  • Accounts — Learn about UniFi accounts and their multi-currency features
  • Send Money — Send money internationally
  • Rewards — Earn 3% on your balance