Rewards
UniFi users automatically earn rewards on their balance—currently 3% annually. There are no minimums, no lockups, and no extra steps. Just keep money in your account and watch it grow.
How rewards work
- Rewards accrue daily based on your average daily balance
- Paid monthly directly into your account
- No minimum balance required
- No lockups — your money is always available
The more money you have in your account, the more rewards you earn.
The rewards rate is variable and may change. The current rate is displayed in the app.
Why rewards matter
For users around the world, UniFi rewards offer a simple way to grow your money:
- Hold USD instead of local currency — Protect your savings from currency volatility
- Earn while you save — Your balance grows automatically
- No minimum balance — Start earning from your first dollar
- Stay liquid — Access your money anytime, no penalties
This is especially valuable for users in countries like the Philippines, where holding USD can provide more stability than local currency—and now you can earn rewards on top of that.
Viewing your rewards
To see your rewards earnings:
- Open the UniFi app or website
- Tap the menu icon (hamburger menu on mobile, side navigation on desktop)
- Tap Rewards
On the Rewards page, you'll see:
- Current rate — The annual rewards rate you're earning
- Total Rewards — How much you've earned all time
- Next Payment — When your next rewards payment is expected
- Rewards Over Time — A chart showing your historical and projected earnings
- Payment History — A detailed log of all rewards payments by account
When rewards are paid
Rewards are calculated daily based on your average balance and paid out monthly. You'll see each payment in your transaction history and on the Rewards page.
Related features
- Accounts — Learn about UniFi accounts
- Add & Send Money — Add funds to start earning rewards
- Shared Accounts — Share accounts with family